Services

The finance lease product is offered to retail clients (both individually and via associations and cooperatives schemes), small and medium- sized enterprises and small corporate.

The finance leases are generally structured as follows:

• The lessee selects an asset (equipment, vehicles, IT hardware, motorcycles, trucks, cranes, power generators etc.);
• Voedsel Capital purchases the asset;
• The lessee is granted use of the asset during the period of the lease in exchange for a series of rentals for the use of the asset;
• Asset ownership resides with Voedsel Capital;
• The lessee has the option to acquire ownership of the asset at the end of the lease.

To access this loan, please send us an email with the following documents and we would review within 48 hours and revert to you.

• 6 Months Bank Statement from major bankers showing evidence of monthly turnover of at least N500,000
• CAC Forms
• Id card of Directors
• Picture of Vehicle collateral/security

This is a short term loan for businesses in Abuja and Lagos which provides a quick cash flow solution to your SME need.

Your business can draw money against invoices (receivables) issued from our approved contract employers before your clients pay for products supplied or services rendered.

To access this loan, please send us an email with the following documents and we would review within 48 hours and revert to you.

• Invoice from reputable blue chip company duly stamped by the Contract Employer
• Copy of Certificate of Incorporation of the business/Operating license for Service Providers
• Confirmed certificate of project completion/delivery
• Copy of valid contract with Contract Employer

We offer Micro credit financing solutions between N100,000 to N2,000,000 to Female Owned Micro Businesses who have been in business in the same location for over 12 months and do a Monthly Turnover of at least N500,000.

To access this loan, please send us an email with the following documents and we would review within 48 hours and revert to you.

• Pictures of your business located in Abuja Only
• 6 months account statement
• House/Shop rent receipt
• Picture of Car/Security

We understand that some needs are immediate and urgent and so we offer loans to individuals and entities securitized by movable assets (Vehicles)

Our loans range between 50 – 75% of the forced sale value (FSV) of the car.

To access this loan, please send us an email with the following documents and we would review within 48 hours and revert to you.

• Recent Pictures of the Car
• Copies of Car papers
• Recent Utility Bill

We are a bridge between you and your foreign education dreams, we have processed over N1.2Billion worth of Visa Financing transactions in the last 6 months with a success rate of over 100%. Our rates are affordable and our terms are flexible to suit your unique needs.

To access this loan, please send us an email with the following documents and we would review within 6 hours and revert to you.

• 3 month Bank statement of either of the following banks (Access, UBA, Providus or Globus Bank)
• For new accounts, please reach out through our phone numbers for fresh account opening.

Voedsel Capital’s business advisory unit operating under the name Silohouse Mordern Solutions Limited (SMSL) is a company is duly registered by Corporate Affairs Commission (CAC) to engage in offering a wide range of services including business advisory services to Small and Medium Scale Enterprises operating across various sectors of the economy.

At Voedsel Capital, we work with Business Heads and Managers to create a positive change in business processes that ultimately lead to either of two goals:

1. Profit Maximization and/or
2. Cost Minimization

   As a business owner, it is our belief that asides sustainability concerns which is embedded in these two goals, the actions of you and your team would gravitate towards either or both of these goals listed above and we are pleased to inform you that we can work with you on this journey.

   We offer the following Services:

   • FX Advisory and Brokerage
   • Licenses and Compliance Certifications
   • Business Startup Kit
   • Financial Advisory
   • Management Consulting Services

We provide loans specifically designed for the purchase and installation of solar power systems. With competitive interest rates and flexible repayment terms, our solar loans make it easier for you to invest in clean energy and start saving on your energy bills.

If you prefer not to own the solar power system outright, we also offer solar leasing options. With this arrangement, you can lease the solar panels from us and enjoy the benefits of clean energy without the upfront costs.

Our PAYG financing model enables you to pay for your solar power system in affordable installments over time. This flexible financing option allows you to start using clean energy right away and pay for it in small, manageable amounts. .